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Reference interest rates

3M Euribor -0.572 RIR-UBB EURO (Ind) 0.200
RIR-UBB (BC) 0.000 RIR-UBB BGN (Ind) 0.200
last update: 29.11.2021
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After UBB signed an agreement with the European Investment Fund (EIF) in the summer of 2020 supporting small and medium businesses under the COSME program*, according to which UBB Interlease received BGN 100 million budget under the guarantee agreement, UBB Interlease integrated the guarantee instrument to its lease products and started offering a wide range of financial solutions guaranteed by the European Investment Fund (EIF).

The financial instrument COSME provides guarantee coverage of 50% of the amount of lease transactions in BGN and EUR. The program allows the financing of transactions up to EUR 3 million, and the term can be between 1 and 10 years, depending on the specifics of the transaction.

Aiming to satisfy the needs of the market and of its current and future clients, UBB Interlease has developed the following financial lease products with preferential conditions under the COSME program:

COSME Start up, focused on the Bulgarian Start-up companies, operating for less than 1 year;
COSME Support, aimed on the small and medium enterprises with marginal credit risk and offering financing with a minimum down payment;
COSME Long Life, offering a term of lease financing with a minimum lease  term of 72 months;
COSME Green, offering the opportunity for lease financing of electric and hybrid cars and/or equipment related to renewable energy for the needs of small and medium enterprises.

With these products, UBB Interlease offers financial solutions for the needs and specifics of the market, aiming to reach the largest possible number of small and medium enterprises, to be their constant partner and to provide a professional and competent service for the benefit of their business development.

"With the launch of COSME in support of the financing of small and medium-sized enterprises, UBB Interlease offers to its customers eligible and appropriate products, products with preferential conditions, which will be secured by the financial instrument from the European Investment Fund and which will offer wider security and freedom of the business"

said Rudolf Kypta, CEO of UBB Interlease.

*The Guarantee is provided by COSME and the European fund for strategic investments (EFSI), established under the Investment Plan for Europe. The purpose of EFSI is to support the financing and the implementation of productive investments in European Union and to ensure increased access to financing.

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